.cfow-pd{--navy:#1A3A6E;--navy-deep:#122A55;--gold:#B59A5B;--gold-deep:#9C8347;--blue:#1F5FC9;--ink:#23314A;--muted:#5B6782;--line:#D9E0EC;--wash:#F3F6FB;--white:#fff;
    font-family:"CerebriSans","Cerebri Sans","Jost",-apple-system,"Segoe UI",sans-serif;color:var(--ink);line-height:1.6;max-width:1140px;margin:0 auto;padding:0 0 72px;box-sizing:border-box}
  .cfow-pd *,.cfow-pd *::before,.cfow-pd *::after{box-sizing:border-box}
  .cfow-pd h1,.cfow-pd h2,.cfow-pd h3,.cfow-pd h4{font-family:inherit;color:var(--navy);margin:0;line-height:1.2}
  .cfow-pd p{margin:0 0 1em}
  .cfow-pd a{color:var(--blue)}
  .cfow-pd ul{margin:0;padding:0;list-style:none}

  /* Hero: light, because the page template already has a navy title banner above it */
  .cfow-pd__hero{padding:8px 0 0}
  .cfow-pd__hero-tag{display:inline-block;color:var(--gold-deep);font-size:15px;margin:0 0 18px;padding-bottom:6px;border-bottom:2px solid var(--gold)}
  .cfow-pd__hero h1{color:var(--navy);font-weight:300;font-size:clamp(34px,4.4vw,56px);letter-spacing:-.01em;max-width:20ch;margin-bottom:22px}
  .cfow-pd__hero .cfow-pd__lede{font-size:19px;font-weight:300;color:var(--ink);max-width:64ch;margin-bottom:36px}
  .cfow-pd__facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;background:var(--wash);border-top:3px solid var(--navy);margin:0 0 36px}
  .cfow-pd__facts div{padding:24px 28px}
  .cfow-pd__facts div+div{border-left:1px solid var(--line)}
  .cfow-pd__facts dt{font-size:14px;color:var(--muted);margin-bottom:6px}
  .cfow-pd__facts dd{margin:0;font-size:23px;font-weight:400;line-height:1.25;color:var(--navy)}
  .cfow-pd__facts dd small{display:block;font-size:14px;font-weight:300;color:var(--muted);margin-top:4px}
  .cfow-pd__btn{display:inline-block;background:var(--gold);color:#fff!important;text-decoration:none!important;font-size:17px;font-weight:500;padding:16px 38px;border-radius:4px;border:0;cursor:pointer;transition:background .15s;line-height:1.2}
  .cfow-pd__btn:hover,.cfow-pd__btn:focus-visible{background:var(--gold-deep);color:#fff}
  .cfow-pd__btn:focus-visible{outline:3px solid var(--navy);outline-offset:2px}
  .cfow-pd__btn[disabled]{opacity:.6;cursor:wait}

  /* Body sections */
  .cfow-pd__section{padding:56px 0 0}
  .cfow-pd__section h2{font-weight:400;font-size:30px;margin-bottom:18px}
  .cfow-pd__section h2::after{content:"";display:block;width:48px;height:3px;background:var(--gold);margin-top:12px}
  .cfow-pd__intro{font-size:18px;font-weight:300;max-width:72ch}
  .cfow-pd__twocol{display:grid;grid-template-columns:1fr 1fr;gap:56px}
  .cfow-pd__list li{position:relative;padding:10px 0 10px 30px;border-bottom:1px solid var(--line);font-size:16px}
  .cfow-pd__list li::before{content:"";position:absolute;left:0;top:19px;width:14px;height:14px;border:2px solid var(--gold);border-radius:50%}
  .cfow-pd__list--check li::before{border:0;border-radius:0;width:10px;height:16px;top:14px;left:4px;border-right:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(40deg)}
  .cfow-pd__list li small{display:block;color:var(--muted);font-size:14px;margin-top:2px}

  /* Process: genuinely a three-step sequence, so numbered */
  .cfow-pd__steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;counter-reset:step}
  .cfow-pd__steps li{background:var(--wash);padding:30px 28px 28px;border-top:4px solid var(--navy);counter-increment:step}
  .cfow-pd__steps li::before{content:counter(step);display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-size:17px;margin-bottom:16px}
  .cfow-pd__steps h3{font-size:19px;font-weight:500;margin-bottom:8px}
  .cfow-pd__steps p{font-size:15px;color:var(--muted);margin:0}
  .cfow-pd__steps .cfow-pd__date{display:block;color:var(--navy);font-weight:500;margin-top:10px;font-size:15px}
  .cfow-pd__note{margin-top:28px;padding:18px 22px;border-left:3px solid var(--gold);background:var(--wash);font-size:15px;color:var(--muted)}

  /* Form */
  .cfow-pd__apply{margin-top:64px;border:1px solid var(--line);border-radius:4px;overflow:hidden}
  .cfow-pd__apply-head{background:var(--navy);color:#fff;padding:36px 48px}
  .cfow-pd__apply-head h2{color:#fff;font-weight:300;font-size:32px;margin:0 0 6px}
  .cfow-pd__apply-head h2::after{display:none}
  .cfow-pd__apply-head p{margin:0;opacity:.85;font-weight:300}
  .cfow-pd__form{padding:16px 48px 48px}
  .cfow-pd__group{padding:36px 0 32px;border-bottom:1px solid var(--line)}
  .cfow-pd__group:last-of-type{border-bottom:0}
  .cfow-pd__group h3{font-size:21px;font-weight:500;margin-bottom:4px}
  .cfow-pd__group>p{color:var(--muted);font-size:15px;margin-bottom:22px}
  .cfow-pd__row{display:grid;grid-template-columns:1fr 1fr;gap:20px 28px}
  .cfow-pd__row .cfow-pd__field--full{grid-column:1/-1}
  .cfow-pd__field label{display:block;font-size:15px;font-weight:500;color:var(--ink);margin-bottom:8px}
  .cfow-pd__field label span{color:var(--gold-deep);margin-left:2px}
  .cfow-pd__field .cfow-pd__hint{display:block;font-size:13px;color:var(--muted);margin-top:6px}
  .cfow-pd .cfow-pd__form input[type=text],.cfow-pd .cfow-pd__form input[type=email],.cfow-pd .cfow-pd__form input[type=tel],.cfow-pd .cfow-pd__form input[type=url],.cfow-pd .cfow-pd__form input[type=date],.cfow-pd .cfow-pd__form input[type=month],.cfow-pd .cfow-pd__form select,.cfow-pd .cfow-pd__form textarea{
    width:100%;font:inherit;font-size:16px;color:var(--ink);background:#fff;border:1px solid #C5CEDD;border-radius:3px;padding:12px 14px;margin:0;box-shadow:none;height:auto;line-height:1.4;transition:border-color .15s,box-shadow .15s}
  .cfow-pd .cfow-pd__form textarea{min-height:150px;resize:vertical}
  .cfow-pd .cfow-pd__form select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%231A3A6E' stroke-width='2'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:38px}
  .cfow-pd .cfow-pd__form input:focus,.cfow-pd .cfow-pd__form select:focus,.cfow-pd .cfow-pd__form textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(26,58,110,.15)}
  .cfow-pd .cfow-pd__form .is-invalid{border-color:#B0362B}
  .cfow-pd__error{display:none;color:#B0362B;font-size:13px;margin-top:6px}
  .cfow-pd__field.has-error .cfow-pd__error{display:block}

  /* File uploads */
  .cfow-pd__files{display:grid;grid-template-columns:1fr 1fr;gap:16px 28px}
  .cfow-pd__file{border:1px dashed #B9C4D6;border-radius:3px;padding:16px 18px;background:#fff;position:relative;transition:border-color .15s,background .15s}
  .cfow-pd__file.is-filled{border-style:solid;border-color:var(--navy);background:var(--wash)}
  .cfow-pd__file.has-error{border-color:#B0362B}
  .cfow-pd__file label{display:block;font-weight:500;font-size:15px;margin-bottom:2px;cursor:pointer}
  .cfow-pd__file .cfow-pd__hint{display:block;font-size:13px;color:var(--muted);margin:0 0 12px}
  .cfow-pd__file input[type=file]{position:absolute;width:1px;height:1px;opacity:0;overflow:hidden}
  .cfow-pd .cfow-pd__file label.cfow-pd__file-btn{display:inline-block;font-weight:400;font-size:14px;margin:0;padding:8px 16px;border:1px solid var(--navy);color:var(--navy);border-radius:3px;cursor:pointer;background:#fff}
  .cfow-pd__file-btn:hover{background:var(--navy);color:#fff}
  .cfow-pd__file input:focus-visible+.cfow-pd__file-btn{outline:3px solid rgba(26,58,110,.35);outline-offset:2px}
  .cfow-pd__file-name{display:inline-block;margin-left:10px;font-size:14px;color:var(--muted);max-width:100%;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;vertical-align:middle}
  .cfow-pd__file.is-filled .cfow-pd__file-name{color:var(--navy)}

  /* Declarations */
  .cfow-pd__check{display:flex;gap:14px;align-items:flex-start;font-size:15px;margin-bottom:14px;cursor:pointer}
  .cfow-pd__check input{width:20px;height:20px;margin:3px 0 0;flex:0 0 20px;accent-color:var(--navy)}
  .cfow-pd__submit{display:flex;align-items:center;flex-wrap:wrap;gap:20px 28px;margin-top:32px}
  .cfow-pd__submit p{margin:0;font-size:14px;color:var(--muted)}
  .cfow-pd__status{display:none;margin-top:22px;padding:16px 20px;border-radius:3px;font-size:15px}
  .cfow-pd__status.is-error{display:block;background:#FBECEA;color:#7E2A22;border-left:3px solid #B0362B}
  .cfow-pd__status.is-info{display:block;background:var(--wash);color:var(--navy);border-left:3px solid var(--navy)}
  .cfow-pd__done{padding:64px 48px;text-align:left}
  .cfow-pd__done h2{font-weight:300;font-size:34px}
  .cfow-pd__done h2::after{content:"";display:block;width:48px;height:3px;background:var(--gold);margin-top:14px}
  .cfow-pd__done .cfow-pd__ref{font-size:22px;color:var(--navy);margin:20px 0}
  .cfow-pd__closed{padding:56px 48px}
  .cfow-pd__hp{position:absolute;left:-9999px;top:-9999px;opacity:0}

  @media (max-width:860px){
    .cfow-pd__hero{padding:0}
    .cfow-pd__facts{grid-template-columns:1fr}
    .cfow-pd__facts div{padding:18px 20px}
    .cfow-pd__facts div+div{border-left:0;border-top:1px solid var(--line)}
    .cfow-pd__twocol,.cfow-pd__steps,.cfow-pd__row,.cfow-pd__files{grid-template-columns:1fr}
    .cfow-pd__apply-head,.cfow-pd__form,.cfow-pd__done,.cfow-pd__closed{padding-left:22px;padding-right:22px}
    .cfow-pd__section{padding-top:40px}
  }
  @media (prefers-reduced-motion:reduce){.cfow-pd *{transition:none!important}}